Year-End Giving Strategies

Want to earn Maryland tax credits AND support REAP?

Donations to REAP of $500 or more qualify for Maryland’s Community Investment Tax Credit (CITC) — giving you a 50% state tax credit on top of your normal federal and state charitable deductions.

• Donate $1,000 to REAP → Receive a $500 Maryland tax credit.
• Support REAP’s mission to aid low-income residents in financial crisis.
• Help us build a community where resources and opportunities are accessible to all.
• This opportunity is open to Maryland-based individuals and businesses.

Don’t miss this chance to make a major impact while earning valuable tax savings.

Contact us to learn more

Looking for a smart way to give before year-end? Consider donating through a Donor-Advised Fund (DAF)!

Now’s the perfect time to recommend a grant to Reach and make a meaningful impact before year-end.

• Give now, get your 2025 tax deduction.
• Recommend a grant to Reach anytime.
• Keep your giving organized in one simple account.

Lower your taxable income and take your required minimum distribution!

• Give tax-free from your IRA if you are at least 70½ years old.
• Count the gift toward your Required Minimum Distribution (RMD).
• Reduce your Adjusted Gross Income (AGI).
• Avoid the hassle of taking a taxable distribution and then donating cash.

Many employers offer matching gift programs, meaning your donation to Reach could be matched dollar for dollar by your company.
Check with your HR or payroll department to see if your company:

• Matches employee donations
• Offers payroll deductions for charitable giving
• Partners with giving platforms like Benevity or United Way

Celebrate someone special with a gift that gives back!
Honor a loved one’s birthday, anniversary, holiday, or memory with a tribute gift to Reach.

• Give a tribute gift to Reach for the holidays in honor of a loved one.
• Celebrate someone you care about who values compassion and community.
• Your honoree will receive a personalized notification about your gift.

Give in honor. Give in memory. Give with purpose.